Millions of Americans are set to receive up to $943 in their bank accounts this November through Supplemental Security Income (SSI) payments. With the Social Security Administration (SSA) adjusting its payment schedule due to weekend and holiday dates, SSI beneficiaries will receive two payments in November instead of one.
Here’s what you need to know about the upcoming double payment, eligibility, and how this affects future payments.
Why SSI Recipients Are Receiving Two Payments in November
Typically, SSI payments are distributed on the first day of each month. However, when the first of the month falls on a weekend or holiday, the payment is sent on the last business day before that date.
This month, December 1 falls on a Sunday, so the SSA will issue December’s payment a bit early, on November 29. As a result, SSI recipients will see two payments in November: one on November 1 and another on November 29.
Upcoming SSI Payment Dates
Here is a breakdown of the SSI payment dates for the remainder of 2024:
- November 1: Regular SSI payment for November.
- November 29: Early SSI payment for December due to December 1 falling on a weekend.
- December 31: Advance SSI payment for January 2025, reflecting the new COLA increase.
How to Manage Your SSI Payments and Account
The SSA provides an online service called “my Social Security” where users can securely manage their personal Social Security information. Setting up an account allows you to:
- Check the status of payments and benefits.
- Update direct deposit information.
- View and print the Social Security 1099 form.
- Stay updated on Cost of Living Adjustments (COLA).
Having a “my Social Security” account also reduces the risk of mail theft, as it allows you to opt out of mailed notices and manage all communications online.
| Month | Payment Date | Payment Type | Amount (Individual) | Amount (Couple) |
|---|---|---|---|---|
| November | November 1 | Regular SSI Payment | $943 | $1,415 |
| November | November 29 | Early December Payment | $943 | $1,415 |
| December | December 31 | January 2025 Payment (COLA) | Adjusted | Adjusted |
The Importance of the December 31 Payment
The December 31 payment is particularly significant because it will be the first payment to reflect the recent 2.5% COLA increase for 2025. This adjustment is meant to help SSI beneficiaries keep pace with rising living costs.
The COLA adjustment increases the SSI benefit amounts slightly, helping recipients manage inflation and other cost increases in the new year.
FAQs
Why Did I Receive Two SSI Payments in November?
The Social Security Administration sometimes issues two SSI payments in November when the first of December falls on a weekend. This allows beneficiaries to receive their December payment in advance.
Will I Get a Payment at the Start of December?
No, if you receive an advance payment on November 29 for December, there will be no additional payment at the beginning of December. Plan your expenses accordingly to accommodate this schedule change.
What Is the Purpose of the December 31 Payment?
The December 31 payment is an advance for January 2025 and will be the first to include the 2.5% COLA increase, giving recipients a slightly higher monthly benefit.
How Can I Track My SSI Payments?
You can track your payments by setting up a “my Social Security” account on the SSA’s website, which provides access to your payment history and benefit details.
What Should I Do If I Don’t Receive My Payment?
If you don’t receive your payment on the scheduled date, first check with your bank. If there’s still an issue, contact the SSA directly at 1-800-772-1213 or visit your local Social Security office.
