With the arrival of November 2024, many Social Security beneficiaries can expect some key changes to their payment schedule, which could bring welcome financial relief. Whether you’re receiving Supplemental Security Income (SSI) or Social Security retirement benefits, the calendar quirks this year make November an especially important month to keep an eye on your payments. Here’s what you need to know.
Extra Payments for Some Beneficiaries
One of the most significant changes this November is the extra payment for some SSI beneficiaries. Because November 1 falls on a business day, both SSI recipients and retirees who began receiving benefits before May 1997 will receive their payments on this date.
Additionally, since December 1 is a Sunday, the December SSI payment will be sent early on November 29, giving certain beneficiaries a double payment this month. This ensures that recipients won’t face financial difficulties heading into December.
Social Security Payment Schedule
For those receiving Social Security retirement benefits, payments are scheduled based on the beneficiary’s birth date. Here’s the breakdown:
- November 1: Retirees who began claiming before May 1997 will receive their checks.
- November 13: Retirees born between the 1st and 10th will get their payments.
- November 20: Birthdays between the 11th and 20th will be paid on this day.
- November 27: Retirees born between the 21st and 31st will receive their benefits.
These payments include the previously announced 2.5% Cost of Living Adjustment (COLA) for 2024, ensuring that the monthly amounts will slightly increase to help offset inflation.
Special Considerations for December
Due to the unique scheduling in November, SSI beneficiaries will not receive a payment in December, as the November 29 check is considered their December benefit. The same pattern will repeat next year, with other months also having advanced payments to avoid weekend or holiday conflicts.
| Payment Date | Type of Payment | Eligible Group | Amount (Average) | Notes |
|---|---|---|---|---|
| November 1 | SSI + Social Security | Pre-May 1997 retirees, SSI | $943 (SSI) | Double payment in November |
| November 13 | Social Security | Retirees born 1st–10th | Varies | Regular monthly payment |
| November 20 | Social Security | Retirees born 11th–20th | Varies | Regular monthly payment |
| November 29 | SSI (Advance) | All SSI beneficiaries | $943 (SSI) | Payment for December |
These adjustments are designed to ensure that no one experiences a delay or gap in their payments due to weekends or holidays, as the Social Security Administration aims to maintain smooth financial support.
FAQs
What is the significance of receiving two SSI payments in November?
Due to scheduling conflicts, November 1 and November 29 will be SSI payment days. The payment on November 29 is an advance payment for December, meaning SSI recipients will not receive a check in December.
When will I receive my November Social Security retirement benefit?
Your payment date depends on your birth date. If you were born between the 1st and 10th of the month, your check will arrive on November 13. If your birthday falls between the 11th and 20th, you’ll receive it on November 20, and those born between the 21st and 31st will get their payments on November 27.
Will there be an increase in Social Security benefits for November?
Yes, thanks to the 2.5% COLA increase, all Social Security benefits, including retirement and disability, will see a slight increase starting in November 2024.
What should I do if I don’t receive my payment on time?
If your payment doesn’t arrive on the expected date, the Social Security Administration recommends waiting three mailing days before contacting customer service, as the delay might be due to bank processing times.
Will I receive an SSI payment in December 2024?
No, the SSI payment you receive on November 29 is considered the December payment. There will not be another SSI payment in December due to the calendar adjustments.
